Invercargill company convicted on Fair Trading Act charges

A company that misled people into believing they were buying their homes has been convicted on eight charges and ordered to pay reparation.

The Commerce Commission said the convictions were under the Fair Trading Act. CMA Property Investments Ltd has been fined $40,000 and ordered to pay $42,290 in reparation to occupiers of properties. CMA was also ordered to pay $1040 in court costs and $1600 in solicitors' costs.

It is the fourth company to be convicted in association with the scheme. In August, Southern Group Housing, Newfoundland Ltd and Invercargill Property Management all pleaded guilty to breaching the Fair Trading Act. The three companies were fined and ordered to pay reparation.

The scheme was aimed at people in Invercargill who were renting homes and who would not ordinarily be able to get a mortgage through a standard lender. It led people to believe that they would be buying their own homes. The occupiers did not believe that they were getting involved in a rent-to-buy scheme. They thought that the agreements gave them all the normal rights associated with buying a house when legal title actually remained with the property management companies.

The occupiers would not have owned their own homes until the end of the 30-year period, said Adrian Sparrow, commission director of fair trading.