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Doris Wakelin believes she is heading to "the end of the road" and that getting the vaccine is not worth the effort.
"I know of two or three elderly people who have already had it and they were very sick afterwards," she said.
"I've been tossing up whether it's going to be worth the effort.
"After all I'm going to be 104 so do I really need it?"
Because of her age, Wakelin falls into Group 3 of the vaccine rollout categories and says she has not been offered any advice on the matter.
"No one has mentioned it, I thought my doctor may have mentioned it."
Bookings are now open for this group although some vulnerable residents may have to wait until the end of next month at least because of a nationwide shortage.
"The only thing that is worrying me is the more viral one they found up in Wellington," she said.
"It's made me more aware that it is getting closer to home.
"So I've got a lot of thinking to do if I'm going to or if I'm not going to."
Although not as agile as she once was, she gets out and about in the community a handful of a times a month.
Covid risk was less of a concern compared to fluctuating temperatures and other health issues, she said.
"I can't afford to catch pneumonia," she said.
"If I catch that, it's curtains...because your immune system is going down."
Local Democracy Reporter