Rethink of wealth management with paradigm shift
Rethink of wealth management with paradigm shift
Although its origin is debated, the first use of the term "paradigm shift" apparently occurred in the 1960s.
Managing Funds
Lack of financial advice disadvantaging many KiwiSaver members
Lack of financial advice disadvantaging many KiwiSaver members
Along with other commentators, I have previously lamented the fact that the majority of the $57 billion held in KiwiSaver funds has been invested without financial advice.
Cullen’s legacy shows insight, prudence can change society
Cullen’s legacy shows insight, prudence can change society
A few months ago I met with a friend who is a successful accountant and business adviser.
Good financial advice should smooth out bumps from unexpected events
Good financial advice should smooth out bumps from unexpected events
In last month’s column, I discussed the self-inflicted harm that often occurs when we allow external factors, that are completely beyond our control, to influence our thinking.
Retirement income in our control
Retirement income in our control
I like to start the year by encouraging readers to review and refresh their financial goals for the coming year but I have been distracted.
Investors should be conscious of three types of risk
Investors should be conscious of three types of risk
As we approach the festive season and look forward to spending time in the company of family and friends, the events caused by the eruption of Whakaari-White Island seem all the more tragic.
Advice crucial for retirees with investments
Advice crucial for retirees with investments
With New Zealand interest rates at their lowest level in 50 years, I am seeing an increasing number of retired clients that are looking for better returns than are available from bank term deposits.
Investment, exercise regimes have merit
Investment, exercise regimes have merit
Apparently, our ability to see patterns is one of the mental shortcuts that evolution has imprinted upon our brains.
Capital gains fuels wider tax debate
Capital gains fuels wider tax debate
Since the release of the Tax Working Group's report last month the media has been rife with speculation on what the implications of a capital gains tax (CGT) might be.
New landscape in funds management
New landscape in funds management
In the aftermath of the GFC and our own particular variant, the finance company collapses, the Government was under pressure to improve industry regulation and enable investors to make more informed decisions.
Managing Funds: Figures show longer term equities best investment
Managing Funds: Figures show longer term equities best investment
It has been mentioned in these columns several times over the past few years that investors should adopt a long-term view in investing.
Opinion: Foreign and Colonial Investment keeps on keeping on
Opinion: Foreign and Colonial Investment keeps on keeping on
I have mentioned before in these columns the Foreign and Colonial Investment Trust. It is a very large fund of 2.2 billion, listed on the London Stock Exchange and dual listed on the New Zealand Stock Exchange.
Fixed-rate mortgage advice by banks 'puzzling'
Fixed-rate mortgage advice by banks 'puzzling'
Over the past week several economists have commented that "now is a good time to fix mortgage rates". I found this recommendation puzzling and was a little sceptical in that the banks have a vested interest.
Managing Funds: Baby-boomers, are you ready for retirement?
Managing Funds: Baby-boomers, are you ready for retirement?
The drift of the post-war "baby-boomers" into retirement is under way. Are you ready for retirement?
KiwiSaver default options not always best choice
KiwiSaver default options not always best choice
The Morningstar research report for KiwiSaver returns to December 31, 2011 make interesting reading.
Managing Funds: Christmas should be approached with caution
Managing Funds: Christmas should be approached with caution
Christmas is coming and many people cannot wait to get it over with and move on. As we are all aware, there has been considerable global financial turmoil this year. It is that time of year again where you can get yourself into trouble by getting carried away by the Christmas spirit.
Managing Funds: Rush to invest in corporate bonds
Managing Funds: Rush to invest in corporate bonds
Many investors are looking for income as current bank deposit rates of around 4%-4.5% are insufficient for their needs.
Managing Funds: Money in the bank hardly a sharp investment
Managing Funds: Money in the bank hardly a sharp investment
There has been much comment in the media lately concerning the large profits that the banks are reporting. In many ways it is a reflection of investors' own faults in a perceived flight to "safety" because of fear in the markets.
Managing Funds: KiwiSaver needs long-term view
Managing Funds: KiwiSaver needs long-term view
The research house Morningstar last week released its KiwiSaver Performance survey to September 30, 2011. With the funds now in place for just over four years, the number of contributors and the amount of funds under management, continues to grow.
Duty no longer an issue, but caution urged on large-scale gifting
Duty no longer an issue, but caution urged on large-scale gifting
Gift duty was abolished on October 1.