Police have named the woman as Sarah Jane Shirley, of Dunedin.
The 29-year-old died after the 4WD vehicle in which she was a passenger was swept away while trying to cross a ford at Silver Stream on Tuesday last week.
Emergency services were alerted just after 9pm and her body was recovered from the vehicle the following morning.
Two other people were in the vehicle at the time and managed to get out.
One man trekked through swollen creeks to get help, while the other stayed at the scene.
A death notice in the Otago Daily Times remembered Sarah Shirley as a "crazy, unique, loving, quirky, cherished and beautiful" woman much loved by friends and family.
Her funeral will be held in Invercargill on Friday.
Silver Stream resident Dave Warren, who called emergency services after one of the shaken and soaked survivors appeared outside his house, last week told the ODT that more safety precautions were needed, such as gates over fords and more signs.
A Dunedin City Council spokesman said no changes to its approach were planned.
The road had been proactively closed before the tragedy and signposts were in place at several locations from shortly after 1pm that day. Notifications had also been put up online, he said.
