Lynn and Paul Bennett were evacuated from their lifestyle block in McKendry Rd during the November 2 blaze that required helicopters with monsoon buckets to quell.
The couple was surrounded by thick smoke and falling ash as they fled, but their home was still there, Mrs Bennett said, because of some foresight when building.
''Originally, when we built the house, we built it away from trees on purpose because of that kind of risk.
''Had it been up there, I think we would have had no house.''
Instead, Mrs Bennett said, the house was undamaged, while the back boundary fence was ''gone''.
As well, hay bales were ruined, a tractor cab kept separately from the tractor was burned, as were more than 100 trees.
''We lost all our firewood as well. That's a bit ironic.
''In the paddocks we've got bits of trees, fenceposts burned. There's no sort of logic to it.''
Wind on the day also saved the house from smoke damage, though neighbours had to have their house professionally cleaned.
Mrs Bennett said what was insurable was insured.
''Fires can happen anywhere. You don't have to be rural.
''I think when you are rural you've just got to be more aware.''