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The couple, who live in Southland and have been granted interim name suppression, appeared before Judge John Brandts-Giesen.
They are jointly charged with entering into a money-laundering transaction knowing that the property was the proceeds of an offence in Christchurch on May 26, 2020.
Both were remanded on bail to appear on February 1 to enter a plea.
Judge Brandts-Giesen granted name suppression to the woman for mental health reasons. He granted name suppression to her husband as naming him would identify his wife.